•  STAR Regional Network

•  CIRRUS National Network

•  Card issued at no charge. No Charge for transactions at Merchants Bank ATM's.

•  $1 charge per cash withdrawal, and $.50 per balance inquiry at another institution's ATM

•  $5 fee for issuing a replacement card

If your ATM/Debit card is lost or stolen please contact us immediately during normal business hours at 251-246-4425 or 1-800-495-5111. After business hours please call 1-800-264-5578.

NOTICE REGARDING ATM FEES BY OTHERS.  If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.