Regular Savings Account

• Interest accrues daily on account balances of $10 or more and is paid quarterly
• $50 minimum initial deposit required
• $2 maintenance fee if balance falls below $50 any day of the month
• $2 per debit transaction in excess of 2 per month

Christmas Club Account

• Interest accrues daily on account balance and is paid annually
• Minimum annual deposit $50
• $15 fee if closed before maturity

Certificates of Deposit

• Maturities ranging from 7 days to 5 years
• $1,000 minimum deposit required to open account

Individual Retirement Account (IRA)

• 18, 30, and 60 month maturities
• $1,000 minimum deposit required to open account
  
  

Hi-Fi Account (Money Market Account)

Minimum Monthly Balance

Service Charge

$0.00 to 2,499

$10.00*

$2,500 and over

No charge*

• * $1 per debit transaction in excess of 6 per month
• Interest accrues daily on balances of $2,500 or more, and is paid monthly
• $2,500 minimum initial deposit required

For full account disclosures come by and see one of our customer service representatives or call or e-mail us for a copy of the full disclosure.